Stewardship


Saquib Hyat-Khan is 
responsible for managing the company, formulating and executing long-term strategies, interacting with clients, investors and providing hands-on leadership on client engagements. Mr. Hyat-Khan specializes in developing and delivering client corporate and business unit growth strategy, customer driven marketing and product lifecycle management, sales and service optimization, revenue enhancement and operational improvement/restructuring.

Mr. Hyat-Khan is an accomplished operating executive who exemplifies AppliedTechonomics’ commitment to helping its clients achieve their objectives. One of the world’s leading design-thinkers, he thrives at the intersection of solving complex problems and sustainable solutions. In his twenty-three year career, Mr. Hyat-Khan has held a wide variety of global leadership positions across key organizations within the banking, technology and consulting industries. He has been responsible for helping the leading domestic, regional-and-global banks and companies with developing strategies, innovative products and services, supply chain management solutions, managing large-scale integration projects, global market expansion, complex technology platforms, development and deployment of global functional capabilities, driving and implementing Balanced Scorecard, designing M&As and carving divestitures.

Prior to becoming Chief Executive, Mr. Hyat-Khan was the Group Product Head for Global Client Access and Treasury Services at JPMorganChase in New York. Prior to that, at Citigroup he held multiple executive level roles covering CitiDirect Online Banking within Global e-Business based in Connecticut/New York, North America Foreign Subsidiaries Group within the Global Relationship Bank, and Global Technology and Electronics Industries in the Global e-Solutions group. Prior to that, Mr. Hyat-Khan was the youngest Regional Product Management Head for payables and information management solutions along with Transaction Banking sales process management within the Latin America Transaction Services division based in Miami at Citibank International. Mr. Hyat-Khan started his banking career upon graduating from the Executive Management Training Program at American Express Bank and was based in Karachi and Islamabad where he managed private banking, client services, trade finance, and credit operations.

Mr. Hyat-Khan read Economics and International Relations with a specialization in French and European Studies at the University of Wisconsin and continued his executive education at the University of Virginia, Darden School of Business. He holds multiple certifications in Product Management, e-Business, Corporate Strategy, High Performance Leadership, Creating and Executing Breakthrough Strategy and Marketing from leading Executive Programs in the US. He is Six-Sigma certified by Motorola and holds multiple Project/Program Management certifications. Mr. Hyat-Khan is multilingual in eight languages. He has lived in six countries and worked and traveled to more than forty countries. He is a guest-speaker at leading universities on Globalization, Strategy, Innovation, Operations Management, Market Expansion and Commercialization and currently serves as mentor at a multiplicity of tech incubators. Mr. Hyat-Khan is a member of Bankers without Borders, a Grameen Foundation Initiative.


Dr. Benn Konsynski specializes in digital commerce, the advancing digital market, digital security, management and technology issues, and decision support.

Dr. Konsynski is a member of the faculty at Emory University’s Goizueta Business School, where he serves as George S. Craft Distinguished University Professor of Information Systems and Operations Management. He has been a frequent contributor to new university-wide initiatives at Emory. Dr. Konsynski was part of the team that launched The Halle Institute’s Knowledge Futures initiative, an interdisciplinary program focusing on the digital, mediated and wireless world that include regular symposia, including the first one on Virtual Worlds.   He also worked with faculty and students to launch the first annual India Summit at Emory, and is a faculty advisor to Emory’s student-led TedX.

Dr. Konsynski has been named a Baxter Research Fellow at Harvard University and a Hewlett Fellow at The Carter Center. Prior to Emory, was Dr. Konsynski was on the faculty at Harvard Business School and taught in and several executive programs. He also served as professor at the University of Arizona where he was a co-founder of the university’s multi-million dollar group decision support laboratory.  Dr. Konsynski has served as a consultant on management and technology issues with many organizations including UPS, IBM, TESSCO Technologies, Harbinger Corporation, AT&T, Northern Trust, the U.S. Army, Digital Equipment Corporation, Northwestern Mutual Life Insurance Company MicroAge, Ernst and Young, the Bank of Montreal, Aetna Insurance Company, Turner Broadcasting Corporation among others.

Dr. Konsynski received a Doctor of Philosophy in Computer Science from Purdue University. Dr. Konsynski is based in Atlanta.


Omar Tiwana specializes in policy prioritization, regulatory and compliance risk, corporate governance, institutional procurement, and planning.  Mr. Tiwana works with international institutions and multilateral development banks in Asia, Africa and Latin America, developing and implementing growth and compliance strategies, best practices and value-management programs. Among key engagements, Mr. Tiwana is currently advisor to the African Development Bank on global procurement policy.

In his thirty-three year career prior to AppliedTechonomics, Mr. Tiwana’s primary areas of focus have been working with international financial institutions in the legal, regulatory and compliance space.  He has held several positions at the Asian Development Bank, most recently focusing on policy formulation, procurement fiduciary compliance, capacity and team building. Prior to that, Mr. Tiwana was the South Asian Regional Counsel at Citibank and American Express Bank. Mr. Tiwana started his career working on antitrust related issues in the energy sector as the Charles Dana Fellow at the International Energy Agency- part of the Organization for Economic Cooperation and Development (OECD) based in Paris, France.

Mr. Tiwana read Economics at the University of Chicago and continued his education at Northwestern University-School of Law where he was awarded Juris Doctor. Mr. Tiwana was admitted as a Member of the State Bar of California 1982. He has authored articles on trade, procurement, SME (Small-to-Medium Enterprise) development and financial law published in several journals. Mr. Tiwana is multilingual and has lived in several countries on three continents.

Mr. Tiwana is based in Austin, Texas and Manila, Philippines.


Dr. Jeanne Zaino specializes in public sector, government, and media & entertainment. Her experience includes extensive work with public policy building in federal and local state government, and higher education entities. Dr. Zaino has more than twenty-five year’ experience across a range of complex and often high-profile strategy, operations, transformation initiatives. She is regarded as one of the world’s leading experts on electoral politics, and her ideas are being widely used in governments, industries and organizations throughout the world.

As a member of the Political Science faculty at Iona College and NYU, she is the Carol S. Russett award winning professor of American government, voting, elections, public opinion, political parties, presidency, congress, the courts, civil liberties, constitutional law, and research methods. During her tenure at Iona College she has served as Chair of the Political Science Department, Director of the Honors Program, and Interim Dean of the School of Arts & Science.

Dr. Zaino is a leader in the federal space and advises on topics of government innovation, digital service delivery, campaign strategy and the future of the government workforce. Her work has been published in journals as varied as Campaigns and Elections, Journal of Politics, Journal of Political Science Education, Dispute Resolution Journal, Education Week, Journal of Pastoral Counseling, and The Chronicles of Higher Education. Jeanne is the best-selling author of Adventures in Social Research: Data Analysis Using SPSS, and Core Concepts in American Government.

Dr. Zaino is a frequent contributor on MSNBC, Headline News, CNN, BBC, The O’Reilly Factor, CBS, Al-Jazeera, Fox News, Fox Business, TV 2 Norway, NTV Russia, WCBS, WNBC, WPIX, Vietnam Cable TV, Taiwan TV, and RT. Her latest thinking is published in USA Today, The Washington Post, Newsday, Huff Post, and Fox News. She has also been quoted in publications as varied as the New York Times, Wall Street Journal, Christian Science Monitor, Financial Times, Real Clear Politics, NY Daily News, NY Post, Journal News, Wall Street Journal, Politico, and CBS News. She has done a good deal of radio, including NPR’s Marketplace, and All Things Considered.

Dr. Zaino was awarded a Master of Arts from the University of Connecticut in Public Policy and Research, and received a Doctor of Philosophy in Political Science from the University of Massachusetts at Amherst.

Dr. Zaino is based in New York.


Shahid Malik specializes in corporate finance and banking. His experience includes extensive work with banks in multiple locations across the Americas, Central and Eastern Europe, Middle East and Asia on all areas of their operations, as well as projects in high-tech, consumer, industrial goods and healthcare sectors. Mr. Malik is particularly experienced in working with organizations and financial institutions on strategic business unit growth, planning, risk management, portfolio review and management, asset-based finance, process redesign, structured finance, treasury and working capital management transformation.

In his thirty-five years’ experience, Mr. Malik’s work with SMEs, corporations and financial institutions has included projects focusing on distribution efficiency improvement, client segmentation, sales force organization and effectiveness, multi-channel strategy, e-commerce and direct-banking strategy. Mr. Malik has also worked on numerous assignments advising executive management on project finance, private equity and M&A transactions. Prior to joining AppliedTechonomics, Mr. Malik worked for twenty-eight years in multiple executive level roles at Citigroup worldwide.

Mr. Malik read Economics at the London School of Economics and went on to obtain a post-graduate degree in Development Economics at the University of Sussex. Mr. Malik is multilingual and has lived in several countries on four continents.

Mr. Malik is based in New York.


Dr. Holli Semetko specializes in influence dynamics, organizational alignment, digital communications, corporate social responsibility and strategy. Her work has brought her to more than thirty countries on five continents, and frequently to Asia. Dr. Semetko is a member of the Council on Foreign Relations and the Academy of International Business. She is also an advisor to The Carter Center China Program.

Dr. Semetko is a member of the of the Political Science faculty at Emory University in Atlanta, where she is the Asa Griggs Candler Professor of Media and International Affairs. She has lived in India as a Fulbright Nehru Scholar and Honorary Professor at the Indian Institute of Technology-Bombay and continues to serve as visiting professor at IIT-Bombay and IIT-Roorkee.

Dr. Semetko previously served as Emory’s Vice Provost for International Affairs (VPIA), Director of the Office of International Affairs, and The Claus M. Halle Institute for Global Learning. As Emory’s VPIA, Dr. Semetko rolled out a multiplicity of strategic initiatives at leading institutions worldwide. Dr. Semetko also launched The Halle Institute’s research program, and co-sponsored symposia with such institutions as the European Central Bank, Federal Reserve Bank of Atlanta, Seoul National University, Nanjing University’s Institute for Advanced Studies in Humanities and Social Sciences, and numerous diplomatic missions from Asia, Europe, and South America.

Prior to Emory, Dr. Semetko launched the Amsterdam School of Communications Research and served as founding board chair, and served as Professor and Chair of Audience and Public Opinion Research and chair of department at the University of Amsterdam. She has held fellowships from Harvard University’s Kennedy School of Government, and the German Marshall Fund of the United States.

Dr. Semetko has a Master of Science in Political Sociology, and a Doctor of Philosophy from The London School of Economics & Political Science, and received a Master of Business Administration from Emory University. Dr. Semetko is multilingual and has lived in Europe and Asia.

Dr. Semetko is based in Atlanta.